Landlord insurance rolls multiple forms of coverage into one policy.
As a landlord, understanding the difference between what kind of insurance is needed for both long-term and short-term rentals is essential.
There are several myths about landlord insurance that can add to your stress level and cause even more confusion.
Stillwater Landlord Insurance is ideal for owners of non-commercial rental homes. Providing some of the same benefits as a homeowners policy, it's primarily for property you own and rent to others.
Say, for instance, your rental property is damaged or destroyed by a fire. A Landlord policy would pay to repair or replace the things you own: the house, any damaged outbuildings, and any major appliances. (Your tenants would have coverage for their personal belongings under their renters policies.)
A Landlord policy also provides Liability coverage. This would protect you if, for instance, a contractor were to sue after being injured on your property.
Stillwater's Landlord Insurance provides wide-ranging protection, combined with affordable rates and discounts to help you save. Your agent can help you build a policy customized to your needs.
It's easy to earn a Multi-Policy Discount. Just bundle a Landlord policy with any other Stillwater product, such as an Auto, Homeowners, Earthquake or Umbrella policy. You can also receive our Professional Property Management Discount for being a National Association of Residential Property Managers-certified owner.
Stillwater Landlord Insurance gives you confidence as a property owner. It provides confidence that your investment is protected should the unthinkable happen.
These are generalized coverage descriptions. Our Landlord contract includes more detailed definitions.
Coverages and discounts may not be available in all states or situations.